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Fri, 28 July 2017 16:19:36

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When a friend or a family member asks you for money you can be faced with a delicate situation. Thinking it is your duty to help that person, sometimes you end up hurting yourself. Try, when you can’t resist a close person, to analyze first all the data of the problem.

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1. Analyze with you heart and mind

Look at the situation with the objectivity of a bank, combined with the sympathy you feel for a friend. If your heart and head agree you probably are not making a mistake helping him. If one of them tells you “No!” there is probably something wrong.

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2. Consult with someone else

If a friend asks you for money, ask a third person and rely on his or hers objectivity, a person that can be another friend or a family member with a trusted intelligence.

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3. Don’t be afraid to say no

Never hesitate to refuse someone if the situation involves too many risks. Search for other helping options for that person. Conduct the conversation in such a manner that your friend will understand you are refusing the request not the person that made it.

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4. Lending equals giving a gift?

You can suggest to that person that, if his of hers financial situation improves in the future, you will be glad to get a present that would equal the money you lent to them.

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5. For your safety, sign a contract.

When you are about to give away significant amounts of money, sign, each of you, a contract that settles the conditions and the return date of the money, and also their total amount.

 

 

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